Monthly Archives: July 2018

My “Diet” and Fitness Plan

Ever since I can remember, I have struggled with maintaining a healthy weight and a healthy diet. Fast food and junk snacks are my favorite things in this world, and that has caused sluggishness and a feeling of not being healthy or comfortable in my own skin. I’ve tried a bunch of fad diets – none of which worked. They all made me feel bad about myself, and they weren’t sustainable.

I finally reached out to a health and wellness coach who I have access to through my employee benefits. Her name is Rachel, and we’ve spoken on the phone quite a few times. She’s my motivation to keep going because I know that if the next time she calls me, I tell her I fell off of my plan, she’ll be disappointed.

But what is my plan? Well, I’m glad you asked, ‘cause I’m gonna tell ya (even if you didn’t ask!). Keep reading to find out what I’m doing to start feeling healthy and fit!

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MyFitnessPal

First of all, there’s this app. It’s amazing! Rachel mentioned it when we first spoke because it helps you to keep track of the calories you’re eating. As much as I’d love to be able to eat clean all the time, that goal is unrealistic for someone with a new job, a new apartment, and a new husband. Things get busy, and I don’t always have the time to make a good clean meal. Well, according to Rachel, fitness is not just about clean eating. It’s actually mostly about your calorie intake.

Your body has a certain calorie level that you need to reach in order to maintain your weight – this is based on a number of factors including your current weight, height, and age. In order to lose weight, you have to be eating less calories than you need to maintain your weight. The MyFitnessPal helps me keep on track of how many calories I eat. I plan my meals in advance and then log them into the app in advance so that I don’t forget to log as I eat.

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Exercise

Of course, exercise is good for your body. My exercise routine isn’t something I do to keep track of a number on a scale or in an app. My exercise routine is something I do to make me feel good. As it stands right now (because it’s summer and extremely nice outside), I go for half-our walks on Tuesdays and Thursdays and hour-long walks on Saturday mornings. On Tuesday, I’ll also go for a half-hour swim (weather permitting), and on Thursdays I also lift weights for a half-hour. This way, I’m getting an hour of exercise twice a week, and I’m soaking up some vitamin D for two hours each week. I always feel really good when I take the time to move my body, and that’s why I also do yoga each morning – to start my day off by moving and stretching out those limbs.

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My fitness plan is for me – no one tells me I have to do things this way. Rachel is an awesome guide, but I didn’t stick to the MyFitnessPal calorie-counting for her. And I didn’t start the exercise plan for her; all of this is for me to feel my best.

23 Places I’m Photographing

It’s a wonder that I’m almost 23 years old and still haven’t seen a lot of the East Coast where I live. I’m always wishing to go on more trips, and I think it’s finally time to make that wish come true. Like I said, I’m almost 23. So here are 23 places I’d love to visit for their photograph-able wonders. (Pssst! Click on the name of each place to find out more about that location.)

My Crazy Budgeting for Beginners Routine!

I’ve been a budget-planning freak for a longggg time, but I just started getting into real-life situational budgeting about a month and a half ago. My husband and I moved into our new apartment (the tour for which is coming up soon!), and we’ve got all of the #adulting to do – including paying the bills.

Which is why I invested in the Plum Paper organizer that I posted a review of last week! I wanted to be have a tangible budget (instead of just the Excel spreadsheet I had been using) because I like to be able to sit down at my desk and view our finances all in one place at-a-glance. If you want to know what I’ve been doing to run a smooth ship, just keep reading!

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At the end of every month, I sit down with my planner, organizer, cell phone, and a calculator. I get on the Internet and log into every single web portal we have for bills – DelMarVa Power, Progressive, our leasing company’s site, Comcast, GMC, etc. etc. etc. The list goes on and on ‘cause we have a lot of crap for which we have to pay bills. I use these websites to triple-check that we’ve paid-in-full up until that date, and then I write each bill (name and amount) into my planner on the correct dates for the upcoming month.

Once that’s done, I log the total amount of bills into the “Expenses” section of my budget organizer. Then I write in each of Ben’s pay-days (which are usually every Thursday) and each of my pay-days (which are usually around the 15th and 30th of each month) into my planner on the correct dates. I add up our estimated income and add that to the “Income” section of my budget organizer.

Hang on folks, ‘cause we’re just getting started..

Now I’ve planned out the income and expenses for the coming month. Sometimes, I’ll even add in how much I think we’re going to spend on groceries at the beginning of each week. Once all of that is written into my planner and organizer, I’ll take a look at the first week of the upcoming month.

Using what I know about what’s in our bank accounts on that date, I’ll add and subtract the incomes and expenses for that first week. I do this religiously at the beginning of every week because I want to make sure that we’re on track to maintain all of our bill payments with how much we’ll have/be making that week.

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I know that this all sounds super crazy, but that’s just because it is super crazy. I’m a freak about budgeting because all of the adults in my life never were. I learned from their money mistakes, and now I’ll be able to put aside a good chunk of our income each month to use as a down-payment on a house later on – or a good car, or our kids’ college funds, or whatever! I’m trying to be a responsible adult about this. Of course, Ben just sees my budgeting as crazy – as would anyone else. But I thought I’d share the process with you all anyway.

So what do you do to maintain your household or personal budget? Share your process in the comments below!